How can you set the course with a hard money parked money

So I mentioned UBS and Societe Generale, which have funded a project with customer deposits in the central African country of Malawi.

No, no water pumps for the creation of vegetable gardens (to help themselves to the community's Daily Trader), but a project of an Australian commodity explorer. There should be promoted by introducing leach uranium (U3O8). Contaminated water is to be partially introduced into the adjacent rivers, of whom local villages. Whose "chiefs" are partly based on the payroll of the company and therefore could not before it. Radioactive residual materials (which remain after the promotion) should be left above ground. This is something I would personally like to encourage not, even if only indirectly by applying of money at these banks.

What about savings banks, cooperative banks? Because it looks better according to my impression - for the reason that lending as often occurs locally. Borrowers are then businesses in the region, which pleases me very well.

It is an honest thing: The local bank may increase the risk, which she followed in her books, even better estimate. But this rose has thorns:

The West LB AG - belongs mostly two savings banks associations and the state of North Rhine-Westphalia - wanted to help projects like this one:

In Ecuador, there is a national park with the beautiful name "Yasuni." In 1989, the UNESCO Biosphere Reserve. The core area of the National Park covers an area of about twice the size of the Saarland. Here is a

fantastic biodiversity: On a single hectare of 665 tree and shrub species (more than in the entire USA), 593 bird species, 80 species of bats and so on. In addition, live there still groups of indigenous people living in relative isolation from the rest of the world. Then there is in this National Park one more thing: oil.

The Bolivian government had obvious dollar signs in their eyes and wanted to allow the construction of two oil platforms in the national park. In addition, an oil pipeline, a power station, which means everything would have partially deforestation.

Also, dollar signs in their eyes was probably the West LB AG - because this would support the construction of oil pipeline through pristine rain forest in the National Park with a loan. For this project it was then, fortunately not. However, I have registered aware that West LB AG willingly stood in the wings - and who knows if there is not anyone regrets that now no rain forest is being destroyed ...

*** Remember, where I am going: On the question of whether a bank account in lending but also environmental and social aspects. If not, then something can come out - indirect promotion of cluster bombs, uranium mines and oil pipelines through pristine rain forests with high biodiversity.

All the things I do not - want to encourage by my agent - indirectly. Even the simple fixed-term parking is an indirect promotion. When millions of investors would think so hard and when parking their money would pay attention to these criteria, then the said banks would probably pay more attention to what they support at all and whether it might not deter private investors.

Still need the appropriate banks do but unfortunately no such considerations - very few investors are not such questions.

What do you do? The individual is of course powerless. Nevertheless, I am of the opinion that one should consider these criteria when investing and also the parking of hard money. So you can say for myself at least, has done nothing. And finally, you should first start with ourselves, with the change that you want for the entire world.(And if "all" would think so, then there would be this desired change ...)

And note the categorical imperative of Kant, see "Quote of the Day".